玲珑记账最终用户许可协议（EULA）
XYZMoney End User License Agreement
最后更新／生效日期：2026 年 10 月 22 日 · 适用版本：1.0.1 及后续更新
应用提供方：大连鑫雨至软件开发有限公司（XYZTech）
联系邮箱：XYZTechFeedBack@gmail.com
App Store 许可安排：对于通过 Apple App Store 获得、且未提供有效自定义 EULA 的 XYZMoney 版本，适用 Apple《许可应用程序最终用户许可协议》（标准 EULA）。本页提供该正式文本入口及玲珑记账的产品使用说明，不替换标准 EULA。
1. 适用的软件与许可
本页所指软件为通过 App Store 提供的 XYZMoney（“玲珑记账”）iPhone 与 iPad 应用，以及应用提供方按适用许可交付的更新。软件知识产权和未明确授予的权利由各自权利人保留。具体许可范围、设备使用规则、转让限制、终止和适用保证，以正式适用的 EULA、平台规则和强制性法律为准。如你在购买或下载时获得另一份有效许可协议，应查看该版本的适用范围。
2. 允许的使用
你可在自己拥有或控制的兼容 Apple 设备上使用玲珑记账记录和分析个人或家庭收支、管理账本与预算、识别收据与条码，并按需使用可选 AI 功能。本 App 是记账工具，不提供资金转账或专业财务服务。
3. 使用限制与开放源码
不得侵害本 App 或他人的知识产权、擅自移除权利声明、非法分发软件副本，或利用本 App 从事违法、欺诈或干扰他人设备与服务的行为。对反向工程、修改或再分发的具体限制，以适用 EULA 和法律为准；法律或某个开放源码组件许可明确允许的行为不受本页额外禁止。随版本使用的开放源码组件和开放数据保留各自版权与许可；就该组件而言，其许可授予的权利和义务优先于不相容的产品说明。
4. 你的内容与数据
你保留自己创建的记账数据的权利。数据只保存在本机，没有云同步；只有在你授权使用 AI 功能时，所选功能需要的最少数据才会发送给你配置的 AI 服务。收据 OCR 先在设备上由 Apple Vision 处理。相关数据处理见隐私政策、服务条款、AI 服务声明。
5. 费用与第三方服务
根据 App Store 页面，本 App 当前免费，没有列出 App 内购买项目。你选择的第三方 AI 服务可能收费，其费用和可用性由提供方决定；软件许可不包含对这些服务持续可用或免费的承诺。
6. 更新、停止使用与法定权利
我们可能更新、修改或停止提供部分功能；你可随时停止使用并卸载本 App。卸载 App 与删除已导出文件、系统相册内容、钥匙串项目或第三方服务中的副本是不同操作，详见隐私政策。许可的终止及终止后义务由正式适用的 EULA 决定。任何有关可用性、保证或责任的说明均不排除适用法律不允许排除的消费者权利或救济，也不限制 Apple 依法另行承担的义务。
7. 正式文本与联系
请阅读 Apple 标准 EULA 完整文本及适用的 Apple 媒体服务条款。本页与其不一致时，正式适用的许可及强制性法律优先；中英文说明意图保持一致。
XYZMoney 的使用、许可或支持问题，请联系 大连鑫雨至软件开发有限公司（XYZTech）：XYZTechFeedBack@gmail.com，注明“XYZMoney / 玲珑记账”。请勿发送密码或其他不必要的敏感内容。
XYZMoney End User License Agreement (EULA)
Last updated / effective: October 22, 2026 · Applies to version 1.0.1 and later updates
App provider: Dalian Xinyuzhi Software Development Co., Ltd. (XYZTech)
Contact: XYZTechFeedBack@gmail.com
App Store licensing: App Store versions of XYZMoney without a valid custom EULA are governed by Apple’s Licensed Application End User License Agreement (Standard EULA). This page links to that formal agreement and explains product use without replacing the Standard EULA.
1. Covered software
This page concerns XYZMoney (玲珑记账) for iPhone and iPad as distributed through the App Store, and updates supplied under the applicable license. Software rights remain with their respective owners. The formal EULA, platform rules and mandatory law govern licensing, device use, transfer, termination and applicable warranties. Check any different valid license supplied for your version.
2. Permitted use
You may use XYZMoney on compatible Apple devices you own or control to record and analyze personal or household finances, manage ledgers and budgets, recognize receipts and codes, and use optional AI features. It is a bookkeeping tool and provides no money transfers or professional financial services.
3. Restrictions and open source
Do not infringe software rights, remove rights notices, unlawfully distribute copies, or use the app for unlawful, fraudulent or disruptive activity. The formal EULA and applicable law determine modification, reverse-engineering and redistribution restrictions; rights granted by law or an applicable open-source license remain available. Open-source components and open data retain their own copyrights and licenses, which prevail for that component over incompatible product explanations.
4. Your content and data
You keep your rights in the bookkeeping data you create. Data is stored only on-device with no cloud sync; only when you authorize an AI feature is the minimum data it needs sent to the AI service you configured. Receipt OCR runs first on-device with Apple Vision. See the Privacy Policy, Terms of Service, AI Service Disclosure.
5. Fees and third-party services
According to its App Store page, the app is currently free with no in-app purchases listed. Third-party AI services you choose may charge fees, set by their providers; this license does not promise their availability or price.
6. Updates, stopping use and statutory rights
We may update, change or discontinue features; you may stop using and delete the app at any time. Deleting the app is different from deleting exported files, Photos items, Keychain entries or copies held by third-party services, as described in the Privacy Policy. Formal license termination and resulting obligations are determined by the applicable EULA. Nothing here removes non-excludable consumer rights or remedies or limits obligations Apple separately bears by law.
7. Formal terms and contact
Read Apple’s full Standard EULA and the applicable Apple Media Services terms. The governing license and mandatory law prevail over conflicting explanations. Both language versions are intended to be consistent.
For XYZMoney use, licensing or support, contact Dalian Xinyuzhi Software Development Co., Ltd. (XYZTech) at XYZTechFeedBack@gmail.com, identifying “XYZMoney / 玲珑记账”. Do not send passwords or other unnecessary sensitive content.